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How Low Can Mortgage Rates Go

If you are purchasing a home and are wondering whether now is a good time to lock in your interest rate, I would recommend that you read this article from Smartmoney. Trying to time the mortgage market to get the absolute lowest rate is difficult to accomplish. However, having a better understanding of what affects the movement of the mortgage rates will allow you to better decide when to lock in that low rate. Keep in mind, however, that even if you do not time this perfectly for the lowest rate, you will still be receiving a rate that is historically at the lowest levels in over 50 years! Read more

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