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If all the recent news about the historically low interest rates has you thinking about moving forward with a purchase of a home, then the changes that will take place soon on FHA mortgages, which will result in higher costs and the need for better credit scores, should make you move faster! If you are working with limited funds for a down payment then FHA remains a viable option. Why not get the benefit of the historically low rates and the old “lower cost” FHA mortgage. Sure prices may still go a little lower, but interest rates and FHA costs are sure to rise. Read more
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