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Cut Your Closing Costs

Deciding on the right lender to help procure your mortgage is an important decision. It can be overwhelming trying to understand which lender is offering the best deal when comparing interest rate, points, application fee, lock-in fees, etc. It is important to compare lenders based on these various categories so that you make a prudent decision. Once you decide on a lender ask for a good faith estimate. This document will itemize closing costs and must be within 10% of the actual cost at closing. When comparing, don’t let the fact that a lender is offering 0 points lure you to apply there if the interest rate is higher. In most cases it is better to pay some points and receive a better interest rate. The bottom line is that it is important to spend some time on this issue. Sure you feel relieved that you just found a home, but keep that “shopping hat” on until you select the best mortgage fit for you. Remember that this payment will remain with you for years. Read more

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  • "My name is Emilio. When I was buying my property, I hired Mr William J Reinhardt Jr as my Real Estate Attorney, it was one of the best decision I ever made because he did everything in his power to make sure my purchase was successful. For example, The utilities bills left over by the person who owned the property before me. I said thank you to Bill for not allow me to pay these costly bills." - 5.0 stars | Posted by Emilio Bien Aime | October 1, 2019

  • "Mr. William Reinhardt Jr. is my lawyer for many years. My family and I bought and sold properties with his help and were very satisfied. I recommend Mr. Reinhardt to anyone. I give him a 5-star review." - 5.0 stars | Posted by Diana | September 19, 2019

  • "My husband and I loved working with William. He was very professional, efficient and went above and beyond to help us. We would HIGHLY recommend." - 5.0 stars | Posted by Leeann | September 13, 2019

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